Did you buy car insurance? If not you should consider buying it. Why? Because by buying car insurance means you have to control the risk of financial loss when such collisions, slip, reverse, etc happening to your car. For this, when you buy car insurance, consider the following tips:
1. Pay attention to the company's reputation
The first thing you should do is pay attention to the reputation of companies offering car insurance. The company's reputation can be seen from the time when the company established, optimal or not the services provided to each client, whether the client many who complained to the company, etc.
2. Note the secured and unsecured in the insurance policy
You should also pay attention to the secured and unsecured in the car insurance policy. For example, the insurance company only guarantees the damage above 75% of the sum insured (in TLO) and the company will not provide compensation if the car damage caused by natural disasters.
3. Note the workshop partners
The thing to notice is find out the location of the workshop partners and the quality of the workshop. Consider if the location of the garage too much. In addition, the quality of the workshop in terms of these workshops provide the best care to your car (in terms of personnel and spare parts).
4. Consider additional services
Make sure these workshops have additional services that will benefit you. Such services eg crane services, ambulance, 24-hour customer service, transportation, repair workshop, new for old, and so forth.
5. Consider the premium offered
Instead, consider the premiums offered by each company. If necessary, you compare the premiums. With the record, the premium rates are still reasonable (fair). That is, do not be too sure with insurance companies that offer premium under the standard. It may be that the company is not good.
6. Consider the references from family and close friends
You should also consider references from family or a place near you who've bought car insurance on a particular company. This method is certainly more effective because they better know the company and that you do not experience regret in the end.
